LIC of India (भारतीय जीवन बीमा निगम)
यहाँ पर आप लोगो को LIC से सम्बंधित जो भी जानकारी चाहिए वो सभी जानकारी आप लोगो को मिलेगा अगर आप लोगो को कोई और जानकारी चाहिए तो आप हमें मेल या कांटेक्ट फॉर्म भरकर सबमिट करे धन्यवाद
How To Register enach Online LIC
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How To Pay LIC Premium/Kist Online Official Website
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How To Pay LIC Premium/Kist Online PhonePe
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Frequently Asked Questions (FAQ)
1. How to register e-NACH online for LIC policy automatic payments?
You can register e-NACH mandate online for your LIC policy using net banking or debit cards as shown in our guide link.
2. How to pay LIC premium or kist online through the official website?
Visit the official LIC portal and follow our step-by-step instructions to pay your policy premium securely without login.
3. How to pay LIC premium online using PhonePe application?
Open PhonePe, select insurance or LIC under bill payments, enter your policy details, and complete your payment instantly.
4. What is e-NACH in LIC and how does it benefit policyholders?
e-NACH automates your monthly or yearly premium deductions directly from your bank account, preventing policy lapses due to delayed payments.
5. Can I pay my LIC premium using Google Pay or Paytm?
Yes, major UPI applications like Google Pay, Paytm, and Amazon Pay support LIC premium bill payments.
6. How to check LIC policy status online?
You can check policy maturity, bonus, and loan status by registering on the official LIC online customer portal.
7. What is the grace period for paying LIC policy premiums?
LIC typically provides a grace period of 30 days for quarterly, half-yearly, and yearly modes, and 15 days for monthly mode.
8. How to download LIC premium payment receipt online?
Log into your LIC online account, navigate to customer portal history, and download tax-saving premium receipts in PDF.
9. How to revive a lapsed LIC insurance policy?
Lapsed policies can be revived within a specific duration by paying overdue premiums along with interest and health declarations.
10. Can I take a loan against my LIC policy?
Yes, policyholders can avail loans against traditional endowment policies after completing a minimum number of policy years.
11. How to update mobile number in LIC policy records?
Mobile numbers can be updated by submitting a signed request form at your nearest LIC branch or via customer portal.
12. How to change address or email in LIC policy?
Address changes require submission of valid address proof documents at your servicing LIC branch office.
13. What documents are needed for LIC policy maturity claim?
Original policy bond, discharged receipt, cancelled cheque with bank details, and identity proof are required.
14. How to register on the LIC customer portal?
Visit the official LIC portal, click 'New User', and enter policy details along with your email and mobile number.
15. Are LIC premium payments eligible for tax deductions?
Yes, premiums paid toward eligible life insurance policies qualify for tax deductions under Section 80C of the Income Tax Act.
16. What happens if an e-NACH mandate transaction fails?
If an e-NACH deduction fails due to insufficient balance, you can pay manually online before the grace period ends.
17. How to cancel or stop an active e-NACH mandate?
You can cancel your e-NACH mandate by submitting a cancellation request through your bank's net banking portal.
18. How to check surrender value of an LIC policy?
Surrender value calculations can be requested directly by visiting your servicing LIC branch or through customer support.
19. How to nominate a beneficiary in an LIC policy?
Nomination can be added or changed by submitting a duly filled nomination form along with policy bond endorsement.
20. What is LIC Jeevan Labh or Jeevan Anand policy?
These are popular participating endowment assurance plans offering savings alongside life risk cover benefits.
21. How to pay LIC premium using net banking?
Most major scheduled banks provide direct bill pay options for LIC premium remittance inside net banking dashboards.
22. Is there any extra charge for paying LIC premium online?
Online payments via official LIC portal or UPI apps like PhonePe generally do not carry hidden transaction fees.
23. How to check bonus declared on LIC policies?
Bonus rates per thousand sum assured are published annually by LIC and can be verified via official announcements.
24. What is the toll-free helpline number for LIC customer care?
You can contact LIC's central helpline at 022-68276827 or toll-free numbers provided on their official website.
25. Can NRI policyholders pay LIC premiums online?
Yes, NRIs can remit premiums online through authorized banking channels or designated NRE/NRO accounts.
26. How to get a duplicate LIC policy bond if original is lost?
Submit an indemnity bond, newspaper advertisement proof, and application form to your branch for a duplicate bond.
27. How to check if my LIC premium payment was successful?
Successful payments instantly generate a digital transaction reference number and receipt confirmation email/SMS.
28. What is the difference between term insurance and endowment plans?
Term insurance provides pure risk cover with high sum assured, while endowment plans combine savings with life cover.
29. How to assign an LIC policy to another person?
Policy assignment requires execution of a formal assignment deed endorsed by the LIC branch office.
30. Where can I find all verified LIC tutorial guides and links?
You can access all authentic guides and direct resource links right here on TechnicalMoh portal.